Tampa Car Accident Lawyer

Common questions about Florida auto accident claims

Does no-fault insurance mean no one is responsible?

No. Florida personal injury protection (PIP) can provide certain benefits regardless of who caused the crash. That does not decide who is legally responsible for your injuries. A claim against another party may also be available, depending on the facts and the law.

Why does prompt medical care matter?

Your health comes first. For PIP medical benefits, Florida law generally requires qualifying initial services and care within 14 days after the accident. Benefits also depend on statutory requirements and coverage. Missing that window can affect PIP medical benefits, but it does not automatically eliminate every possible claim. Do not wait to get appropriate care or legal advice.

What compensation may be available?

Depending on the case, a claim may include medical expenses, lost income, reduced future earning ability and other legally recoverable losses. Pain and suffering may also be recoverable, but Florida law generally requires a qualifying injury for those damages in auto cases subject to its no-fault threshold. There is no standard settlement amount. Fault, medical evidence, the losses proved and available coverage all matter.

What if I was partly at fault?

Partial fault does not always prevent a recovery. Under Florida's modified comparative-fault rule, damages are reduced by your share of fault, and a person found more than 50 percent responsible for their own harm generally cannot recover in a negligence action governed by that rule. The law that applies to your particular crash needs to be reviewed.

How long do I have to bring a claim?

Florida generally gives two years to file a negligence lawsuit for auto accident injuries. Other claims, accident dates and exceptions can involve different deadlines, and notice or policy requirements may apply sooner. Do not assume insurance negotiations extend the time to sue. Have the deadlines for your situation checked promptly.

Should I give a recorded statement to the other driver’s insurer?

You are not required to give a recorded statement to the other driver’s insurance company simply because they ask. Statements can be used later in ways that affect your claim. Consider speaking with an attorney first. Call 813-331-1381.

Questions about your situation? Call 813-331-1381 or schedule a free case evaluation with John C. Murrow, P.A., Tampa.

This information is general and not legal advice. Reading it or contacting the firm does not create an attorney-client relationship. See our Disclaimer.